Insurance question: Uninsured car in accident?

The accident was my son's fault. The roads were slick. There were plenty of witnesses and he wasn't doing anything dangerous. He is okay. The uncle did acknowledge that he let him drive it. I feel terrible and wasn't sure how much liability we had. I have full coverage insurance on my cars. Do you think that will replace his car? The car is not paid off. I think he owes $5k. I wasn't sure what our responsibility was.

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